Credit Card Terms - Great Horizons FCU

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Credit Disclosure

ANNUAL PERCENTAGE RATE (APR) for purchases	12.75%
Cash Advance APR	12.75%
Balance Transfer APR	12.75%
Penalty APR	N/A
Variable Rate Information	N/A
Grace Period for Repayment for the Balance of Purchases	25 days
Method of Computing the Balance of Purchases	Average daily balance (Including new transactions)
Annual Fee	N/A
Minimum Finance Charge	N/A
Other Charges- Late Fee Over Limit Fee	$25.00 $25.00

NSF Check Fee - $25.00
Draft Copy Fee - $4.00

The minimum monthly payment is 2.0% of your total new balance but not less than $20.00, plus the amount of any prior payments that you have not paid. The periodic rate is 1.0625% per month for cash advances and purchases.

The billing cycle date is the 23rd business day of the month.

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