Loan Rates

New Cars

Also included are 2020 vehicles with less than 10,000 miles and new, untitled vehicles.

Year Length of Term As Low As
2021-2018 48 Months 3.99%
2021-2018 60 Months 4.29%
2021-2018 72 Months 4.49%
2017-2016 48 Months 4.29%
2017-2016 60 Months 4.49%
2015-2014 48 Months 4.99%
2015-2014 60 Months 5.19%
2013-2012 36 Months 6.99%
2013-2012 48 Months 7.99%
2011-2005 36 Months 7.49%
2011-2005 48 Months 7.99%

Used Cars

Loan amount is retail value or high/low value found in Redbook.

Year Length of Term As Low As
2021 36 Months 3.99%
2021 48 Months 4.19%
2021 60 Months 4.29%
2021 72 Months 4.49%

All vehicles-add 1/2% for each year financed over stated term.


New Boats-Campers-Trailers-Motorcycles-Motorhomes

Year Length of Term As Low As
New 36 Months 5.79%
New 48 Months 5.89%
New 60 Months 5.99%

*With Christmas Club, Vacation Club or IRA account.

Used Boats-Campers-Trailers-Motorcycles-Motorhomes

Year Length of Term As Low As
2021-2018 36 Months 5.99%
2021-2018 48 Months 6.09%
2021-2018 60 Months 6.09%
2017-2016 48 Months 6.49%
2017-2016 60 Months 6.59%
2015-2014 36 Months 7.39%
2015-2014 48 Months 7.49%

Secured (Non-Titled)

Months Interest Rate Per $1000
Up to 36 Months 8.90%* $31.76
Up to 36 Months 9.90% $32.22

*With Christmas Club, Vacation Club or IRA account.

Home Equity Loans

Years Interest Rate
5 Year Fixed Rate Prime*
10 Year Fixed Rate Prime*+1/2%
15 Year Line of Credit Prime**+1/4%

*Prime as of date of application; minimum rate 5.0%; maximum rate 18.0%.
**Prime as of April 15 and October 15.

Share Secured Loans

Years Interest Rate
12 Months 4.35%
Up to 24 Months 4.60%
Up to 36 Months 4.70%
Up to 48 Months 4.80%
Up to 60 Months 4.85%
Up to 72 Months 4.95%
Up to 84 Months 5.05%
Up to 96 Months 5.15%
Up to 120 Months 5.25%

Signature/Open-End Line of Credit - 15.90%

Visa Classic Card - 12.75%


Accounts Available

Share Accounts

Name of Account APY* Minimum Balance to Obtain APY
Share Savings 0.01% $300.00
Christmas Club 0.01% $25.00
Vacation Club 0.01% $300.00
Kid's Club 0.01% $100.00
IRA 0.11% $500.00

Dividend rates may change after the account is opened. Dividends on share accounts are established quarterly at a rate determined by the GHFCU Board of Directors. Dividends are computed on a daily balance and paid quarterly for those days in which the minimum balance is in your account. Fees may reduce earnings.

Share Certificates

Name of Account APY* Minimum Balance to Obtain APY
12 Month 0.11% $1000.00
12 Month 0.21% $50,000.00
18 Month IRA 0.11% $1000.00

There is a substantial penalty for early withdrawal.

*APY = Annual Percentage Yield
Note: All rates subject to change without notice.

Great Horizons logo

Routing Number: 271992989

Equal Housing Lender Logo

Main Office:


7550 Hohman Avenue
Building Center
Munster, IN 46321

Phone: 219-513-8872

Hours:


Monday: 11am-5pm
Tuesday: 11am-2pm
Wednesday: 11am-5pm
Thursday: Closed
Friday: 11am-5pm


© 2021 Great Horizons FCU